Finding the Right Life Insurance For You - Health checkups

Decreasing Term Insurance Product Overview

Decreasing Life assurance or mortgage life assurance is a term assurance product where the amount of cover decreases over the period of the policy.

This is usually used alongside a repayment or capital and interest mortgage to ensure that the amount of mortgage is repaid if the life assured died during the term of the mortgage. As with Level Term Assurance, the level of cover can also include Critical Illness.

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What is a health check and how often should I be getting them?

A health check is an examination of your current state of health, often carried out by your GP. From the moment we are born, and even before, we undergo a variety of tests to ensure we are on the right track to good health. As we get older, many of us become more vulnerable to illness. In order to reduce this risk, a number of health checks or screening tests are recommended at different stages of our lives.

Dental check and cleaning

We all know it’s recommended we floss, brush twice a day and limit sugary foods for good oral health. But regular preventive dental check-ups are important too. Did you know that poor dental health can affect not only our teeth and gums but also lead to problems like malnutrition and infections in other parts of our bodies?

See your local London dentist as soon as possible if you have a toothache, bleeding gums or dental trauma and make sure to book in your check-ups.

Blood pressure

High blood pressure has no symptoms. It is a major risk factor for stroke, heart disease and heart failure. If the heart has to pump against a higher pressure over many years it can lead to weakness of the wall of the heart. High blood pressure can also lead to eye and kidney damage.

Eye check

Glaucoma is the leading cause of blindness in Australia and while there is no cure once blindness occurs, early detection means that it can be controlled with little damage to the eye. Testing your eyes will not only detect abnormalities present such as glaucoma but can also identify changes due to diabetes, macular degeneration (another cause of vision loss) and other problems that can affect your driving, your risk of falls, workplace safety and overall quality of life.

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